Retire
You have a serious commitment to your future self. Your future 'you' is telling you that you MUST. Understand, it's not a matter of wanting to do this or not. It's about doing it.
Attention: This is mandatory
It's your duty to learn the basics about this. The world we live in works this way! Just because you don't understand doesn't mean things operate randomly. You just haven't grasped it yet, but it works like this.
This service helps you understand and visualize a very realistic simulation of how your investment money will grow over the years.
What you will discover
How much you need to save
Calculate exactly how much money you need to save to retire comfortably.
Year-over-year simulation
Visualize how your money will grow year after year with compound interest.
Realistic scenarios
Probabilistic scenario projection (optimistic, realistic, pessimistic) based on historical data.
The power of compound interest
Albert Einstein called compound interest 'the eighth wonder of the world'. Those who understand, earn. Those who don't understand, pay.
This service shows exactly how your money grows exponentially over time, considering monthly contributions and the reinvestment of profits.
How it works
Report your current situation
Current age, how much you have saved, your monthly income, and how much you can contribute per month.
Set your goals
When do you want to retire, how much do you want to receive per month, and until when (life expectancy)?
See the full projection
Year-over-year charts showing asset growth, whether your goal is attainable, and how much to adjust if necessary.
Rule of 4%
Based on William Bengen's (1994) research on sustainable withdrawal rate - how much you can withdraw per year without running out of money.
Inflation adjusted
All calculations take inflation into account so that the values make sense in the future (real purchasing power).